Risk Financing South Africa

Risk Financing Overview

Risk financing helps companies finance their risk exposures efficiently by either replacing their existing arrangements or by reducing the cost of their current insurance spend.

The risk manager in a well-run company with a good risk management philosophy recognises that his company is subsidising other less efficient companies that do not benefit from his more effective risk control. 

  • Strategic Risk Management

The worldwide trend is for organisations to rely less and less on blanket insurance and more on strategic risk management.

  • Some interesting facts about Captive Insurance

South Africa has a well-developed captive market. There is record of more than 30 SA-owned offshore captives and more than 5 onshore captives at the offices of the Financial Services Board. It has been estimated that insurance premiums to captives totalled over 800 million in 2002.


For more information and professional insurance advice about our risk financing policies, please don't hesitate to contact us at Chadwicks, Cape Town.




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